£200 Cost of Living Payments Arriving in Bank Accounts This June – See If You Qualify
With the rising cost of energy, groceries, and rent, many families across the UK are struggling to make ends meet. To help ease the pressure, the government is rolling out another £200 Cost of Living payment this June. This extra support will go directly into the bank accounts of people who qualify based on certain benefits and income levels.
If you’re wondering whether you or someone you know is eligible, this article explains everything in simple terms. From how to qualify, when payments are arriving, to what to do if you don’t receive yours — it’s all covered below.
Why the £200 Payment Matters
For many households, every little bit of help counts. The £200 Cost of Living payment is not just a handout. It’s a direct response to the ongoing financial pressure many people are feeling right now.
Energy bills are still high, food prices haven’t gone down, and many are choosing between heating their homes or buying groceries. This payment is meant to provide a cushion during these tough months, especially for low-income individuals, pensioners, and people with disabilities.
Who Is Getting the £200 in June?
The £200 payment is not for everyone, but it will reach millions of people across the UK. The main factor in receiving this payment is whether you are currently receiving certain means-tested benefits. That means your income and savings are considered when deciding if you qualify.
Here’s a list of benefits that make you eligible:
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Universal Credit
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Pension Credit
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Income-based Jobseeker’s Allowance (JSA)
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Income-related Employment and Support Allowance (ESA)
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Income Support
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Working Tax Credit
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Child Tax Credit
You don’t have to apply for the payment—it will be paid automatically into your bank account if you meet the conditions.
Overview of the June 2025 Cost of Living Payment
| Topic | Details |
|---|---|
| Payment Amount | £200 |
| Payment Month | June 2025 |
| Who Qualifies | People on specific means-tested benefits |
| Benefits That Count | UC, JSA (income-based), ESA (income-related), etc. |
| How Payment Is Made | Direct deposit to your bank account |
| Need to Apply? | No – it’s automatic if you qualify |
| Taxable or Not? | Not taxable and doesn’t affect your benefits |
| Where to Check | GOV.UK or speak to your benefit provider |
When Will You See It in Your Bank?
The payments will begin landing in bank accounts from mid-June 2025. However, the exact date may vary depending on when your benefit payment cycle is scheduled. Some people might receive it earlier or later in the month.
Keep an eye on your bank account and any notifications from the Department for Work and Pensions (DWP) or HMRC. You do not need to contact anyone unless you don’t receive the payment by the end of June and believe you should have.
How to Know If You Qualify
To receive the £200, you must have been eligible for one of the listed benefits during a specific period, which will be set by the government—usually a few weeks before the payment date. If you only just started receiving benefits after that period, you might not be eligible for this round.
Also, remember this applies only to income-based versions of benefits. If you’re receiving contribution-based JSA or ESA (which aren’t means-tested), you likely won’t qualify.
What to Do If You Don’t Get the Payment
If you believe you should have received the £200 but haven’t seen anything by the end of June, there are a few things you can do:
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Double-check your benefit status. Were you receiving one of the qualifying benefits during the reference period?
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Wait a few extra days. Sometimes payments are delayed due to weekends or bank processing times.
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Contact the DWP or HMRC. They can check your records and confirm whether you were on the list.
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Be aware of scams. You do not need to give out your personal or banking information to receive this payment.
Not Just a One-Time Help
This £200 payment is part of a larger support plan. The government has introduced several Cost of Living payments over the past two years, and there may be more to come, depending on how the economy performs.
While this one-time help is welcome, many organisations are calling for longer-term solutions, such as fairer benefit rates, improved housing support, and energy price regulation.
FAQs About the £200 Cost of Living Payment
Q1: Do I have to apply for the £200 payment?
A: No. If you are eligible, the payment will be made automatically to the bank account where you receive your benefits.
Q2: Will the £200 payment affect my other benefits?
A: No, the payment is not counted as income. It will not reduce any other benefits you are currently receiving.
Q3: What if I was only eligible for benefits for a short time?
A: As long as you were eligible during the specific qualifying period (yet to be officially announced), you should still receive the payment.
Q4: How will I know if I’ve received the payment?
A: It will show up in your bank account with a reference such as “DWP COL” or “HMRC COL”. You can check your payment history through your banking app or statement.
Q5: Can I get the payment if I only receive Disability Living Allowance (DLA)?
A: Unfortunately, DLA by itself does not qualify you for this specific payment unless you also receive a means-tested benefit listed above.
A Little Help Can Go a Long Way
While £200 may not seem like a huge amount in today’s economy, it can still provide a much-needed break from daily financial stress. It could mean covering a utility bill, buying groceries, or helping with school expenses.
If you’re not sure whether you qualify, check your benefit paperwork or speak to your local support services. And if you do qualify, keep an eye on your account this June—help is on the way.